What is a TPD claim?
If you are injured, or suffering from an illness which renders you completely unfit to return to work, you may be entitled to lodge a total and permanent disablement/TPD claim under your superannuation policy. You must have TPD cover under your superannuation policy to be able to make a claim.
If you are successful in your TPD claim, you will receive a lump sum amount. The amount that you are entitled to receive, if successful, is dependent on your insurance cover. If you have multiple superannuation policies, you may be allowed to lodge more than one claim.